Volume-11 , Issue-1 , Mar 2023, ISSN 2321-905X Go Back

• Open Access   Article

  New Emerging Trend in Payment System Special Reference to Electronic Payment Apps

  S.M. Sale, J.A. Godbole, V.R. Humbe

  Research Paper | Journal-Paper (WAJM)

  Vol.11 , Issue.1 , pp.1-4, Mar-2023

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  Mobile wallets, also known as electronic/e-wallets, virtual wallets, digital wallets, and other similar terminology, are smartphone applications that facilitate financial transactions. They enable customers like us to transfer money for items we wish to buy with a few phone taps. Given that it is easy to download the process on a mobile device, the future of the digital mode of payment appears bright in maybe identified amount in consideration of the fact that the last decade has seen a huge change from physical payments to digital payments. It might be described as a Prepaid Payment Instrument (PPI), which can be preloaded with the desired sum of money using a debit or credit card and used just for online purchases. This report identifies the level of societal awareness about electronic payments.

  Key-Words / Index Term
  The authors must provide up to 6-8 keywords for indexing purposes

  References
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  [3] Riddhish Joshi, Financial inclusion through mobile wallets presented at a national level seminar on the Application of information and communication technology (ICT) for innovation in business organized, Anand institute of management, ISBN: 978-93 83047- 93-2, 2018.
  [4] Surbhi Bahl, A conceptual overview of mobile wallets in India: A case study of Paytm published in Trinity institute of professional studies –Trinity media review, vol: 2, Iss: 2(4),2016.
  [5] Pooja. A. Patil, demonetization helped in the growth of Paytm, International journal of advanced research, ideas and innovations in technology, vol:3, Iss:6, ISSN:2454-132X, pg:356-358,2017
  [6] Anjali Ahuja, Richa Joshi, Customer perception towards mobile wallet, journal of business management, vol: 4, Iss: 1, ISSN: 2455-6661, pg: 52-60.2017
  [7] Dr V. R. Humbe, Vivek Swami, "Use of Digital Learning Resources in the Present Situation of COVID-19 Pandemic in Maharashtra State", International Journal of Science and Research (IJSR), Volume 9 Issue 11, November 2020, pp. 1604-1610.
  [8] Dr. Veena R. Humbe, Dinesh M. Kolte "Study of UPI/BHIM Payment System in India", International Journal of Science and Research (IJSR), Volume 9 Issue 12, December 2020, pp. 228-232,
  [9] Kulsum Akter Shapna, Abdullah Al Mamun, Fuad Zamil, Ikbal Ahmed, Nayan Banik, "Effect of Mobile Banking on Customer Relation in Bangladesh: A Case Study in Cumilla", International Journal of Scientific Research in Multidisciplinary Studies, Vol.7, Issue.7, pp.10-18, 2021

  Citation
  S.M. Sale, J.A. Godbole, V.R. Humbe, "New Emerging Trend in Payment System Special Reference to Electronic Payment Apps," World Academics Journal of Management, Vol.11, Issue.1, pp.1-4, 2023

• Open Access   Article

  An Analysis of Critical Determinants of Economic Growth in Zambia: An Agribusiness Perspective

  Patrick Lunda

  Research Paper | Journal-Paper (WAJM)

  Vol.11 , Issue.1 , pp.5-12, Mar-2023

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  In order to safely gauge the economy of Zambia, Economists from the Central Bank of Zambia and other private institutions conduct an analysis of the performance of the economy of the country. So, this study was conducted to understand the critical determinants of economic growth of Zambia through the measurement of GDP by sector. After political independence from Britain, Zambia’s economy had been growing steadily with much of its income coming from its exports of copper. Despite the efforts past governments had made in calling for more investment from the private sector in agriculture as a way to reduce dependence on copper, the agriculture sector has received little investment. To achieve this assessment, we utilized the Ordinary Least Squares method and estimated the model and came up with the final empirical model or equation to describe the impact of the agriculture sector, manufacturing sector and the service sector on Gross Domestic Product of Zambia. The findings indicated that there is a positive impact from the contributions of the agricultural sector, manufacturing sector and the service sector on Zambia’s GDP as provided by the coefficients of the factors in the empirical model. It was concluded that it is because of lack of investment in ultra-modern machinery that this sector seems to be contributing almost ‘nothing’ to GDP in the recent years and it is a clear sign of “priority” problem on the part of policy makers and implementers.

  Key-Words / Index Term
  Agriculture Investment, Economic Sectors, Zambia Copper Exports, Gross Domestic Product

  References
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  Citation
  Patrick Lunda, "An Analysis of Critical Determinants of Economic Growth in Zambia: An Agribusiness Perspective," World Academics Journal of Management, Vol.11, Issue.1, pp.5-12, 2023

• Open Access   Article

  Distribution Channels and Sales Performance in Nigeria: A Case Study of Some Selected Fast Moving Consumer Goods (FMCGs) In Ibadan

  Sanusi Mutiu Opeyemi

  Research Paper | Journal-Paper (WAJM)

  Vol.11 , Issue.1 , pp.13-21, Mar-2023

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  Abstract
  This paper focuses on the relationship between distribution channels and sales performance among selected FMCGs in Ibadan. The relationship between the dependent variable (sales performance) and the independent variables (distribution channel) was examined with inferential statistics. The respondent characteristic was ascertained using descriptive statistics. The study examined the reliability and validity of the questionnaire using pre-test with Cronbach`s Alpha Value. The study concluded that there is positive and significant relationship between current distribution channel, distribution channel relationship, distribution channel component, distribution channel intermediary and sales performance among selected FMCGs in Ibadan. From the findings of the study, it is recommended that FMCGs should commit more efforts to channel management by tasking sales manager and other top management with the responsibility of managing customer relationships and put effective distribution mechanism in place to enhance FMCGs revenue drive.

  Key-Words / Index Term
  Distribution Channels, Sales Performance, FMCGs, Nigeria

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  Citation
  Sanusi Mutiu Opeyemi, "Distribution Channels and Sales Performance in Nigeria: A Case Study of Some Selected Fast Moving Consumer Goods (FMCGs) In Ibadan," World Academics Journal of Management, Vol.11, Issue.1, pp.13-21, 2023